Learn More about Health Insurance Costs, Medicare and Uninsured Americans (See also Policy)
- Health Insurance Premiums - How much does health insurance cost? (23)
- Long-Term Care Insurance - How much does LTC insurance cost? (2)
- Consumer-Driven Health Plans - Learn About HSAs (6)
- Finding Affordable Health Insurance & Health Care - Challenges for Special Groups (10)
- Medicaid (2)
- Medicare (23)
- Uninsured, Under-Insured (17)
- Learn More About Health Insurance and Industry Practices (2)
After input from more than 14,000 engaged citizens, the national working group delivered its recommendations to the President. Six recommendations called for immediate action and public policy that all Americans have affordable health care; that quality and efficiency be improved, and end-of-life-care be reformed. In recommending that core health care benefits and services be defined, it shares data that the people think consumers and medical professionals should define these benefits, rather than insurance companies. The group calls for affordable access to health care to be achieved by 2012. Summary and Appendix C (poll results) should be required reading for 2010 Congress and White House staff. Unfortunately the survey left out the question of how to encourage personal responsibility for exercising, eating right, and other healthy behaviors. Still, Editor's Pick
Analysis by the American Hospital Association shows that Medicare and Medicaid under-pay the true cost of hospital care by about $51 billion. This cost ends up being borne by other payors and commercial insurance. Using 2014 data, it is estimated Medicare pays 89 cents on the dollar, and Medicaid pays 90. January 2016 report
2016 Marketplace Affordability Snapshot shows an average 7.5% increase for the 2016 Second-Lowest Cost Silver Plan on healthcare.gov. Open Enrollment period for the Health Insurance Marketplace begins on November 1, 2015 for 2016 coverage. Sign up by Dec. 15 if you want coverage to start on January 1, 2016. Where Floridians have a 1.2% increase in the 2nd lowest cost silver plan, increases in other big states are 5.1% for TX, 22.8% for NC, 6.1% Georgia, and 10.9% PA. Urban markets with rate hikes over 21% are Tulsa and Oklahoma City (35%), Charlotte and Raleigh-Durham at 22-23%, Nashville at 22%, Portland OR at 23% and Albuquerque at 25%. Subsidies by the federal govt will likely make plans affordable for those with low income.
The Burden of Medical Debt: Results from the Kaiser Family Foundation/ New York Times Medical Bills Survey. Data from Sept. 2015. About 1/4 of adults ages 18-64 had difficulty paying household medical bills in the prior 12 months. By insurance status, more than half of the uninsured had medical bill problems, vs 20% of those who were insured. Of those who were insured, 3/4 said the amounts for deductibles, copays and coinsurance were more than they could afford. Published January 2016
Other Helpful Listings
Web site by the AFL-CIO permits searches to find CEO compensation in publicly traded companies. Can search by industry sector, such as Health Services (includes for-profit hospital companies), Insurance, and Pharmaceutical industries. Transparency of CEO pay. Easy to use
If you need help negotiating your bills, this commercial company will help get the price down. They take 35% of the savings.