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Are Health Savings Accounts and High Deductible Health Plans An Option for Low-Income Families?

How good are HSAs and High Deductible health plans for low income families? Kaiser Family Foundation concludes that most low-income families would NOT benefit from the use of HSAs and high deductible health plans (HDHPs). Reasons include low level of earnings, the amount of overall income that such plans consume, and that such plans reduce the use of preventive and primary health care services. Issue Brief published Oct. 4, 2006

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