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Average Total Premiums and Employee Contribution, Selected Cities, 2018

The 2018 average health insurance premiums and amount of employee contribution for single, single-plus-one, and family coverage by selected cities and metropolitan regions, or remainder of state shown in this MEPS table of costs for private-sector businesses. Average single premiums in many parts of the country continue to exceed $7,000 or even $8,000 (Alaska and the Tampa, St. Petersburg, Clearwater Florida metro area). Lowest single rate $5,519 was in Memphis, TN. Average employee-plus-one premiums were over $11,000 across the US; exceptions were Las Vegas area and Memphis, where premiums for employee-plus-one cost $10,900. Alaska’s employee-plus-one rate topped $16,000 in Anchorage. Family premiums were best in Des Moines, Iowa at $16,257 and Albuquerque New Mexico ($16,788); but topped $23,000 in the New York metro area and parts of New Jersey. Average Single contribution was under $2000 across the US, except in the parts of Massachusetts outside of the Boston-Cambridge metro area. Coverage levels and plan design will vary.  Data from MEPS, the Medical Expenditure Panel Survey, Insurance Component.

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