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Health Insurance Premiums – 2021 Employer Health Benefits Survey – KFF

KFF’s annual Employer Health Benefits survey for 2021 reports that premiums for employer-sponsored health insurance coverage rose 4% for families and 4% for singles. Average single coverage cost $7,739 per year ($1,299 paid by workers), and family coverage averaged $22,221 per year ($5,969 paid by employees). Monthly costs averaged $645 per month for single coverage and $1,852 per month for family. High deductible health plans (with savings option) have about 28% share of covered workers (down 3 points), but overall, 85% of workers had a deductible. PPOs were the most common type of plan, enrolling 46% of covered workers. The average single deductible was $1,669, up $25 from 2020. More than one in four covered workers (29%) had a deductible of at least $2,000. For small firms, the average single deductible was $2,379, although firms may make a contribution toward that cost. Average copays were $25 for a primary care visit, and $42 for a specialist. Survey of 1,686 nonfederal public and private companies with 3 or more employees completed Jan. to July, 2021. Findings released November 2021 by the Kaiser Family Foundation (KFF). Very detailed report

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