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Health Insurance Premiums – 2022 Employer Health Benefits Survey – KFF

KFF’s annual Employer Health Benefits survey for 2022 reports that premiums for employer-sponsored health insurance coverage rose 1% for families and 3% for singles. Average single coverage cost $7,971 per year ($1,327 paid by workers), and family coverage averaged $22,463 per year ($6,106 paid by employees). Monthly costs averaged $664 per month for single coverage and $1,872 per month for family. High deductible health plans (with savings option) have about 29% share of covered workers, but overall, 88% of workers had a deductible. PPOs were the most common type of plan, enrolling 49% of covered workers. The average single deductible was $1,763, up $94 from 2021. Nearly one in three covered workers (32%) had a deductible of at least $2,000. For small firms, the average single deductible was $2,543, although firms may make a contribution toward that cost. Average copays were $27 for a primary care visit, and $44 for a specialist. Survey of 2,188 nonfederal public and private companies with 3 or more employees completed Feb. to July, 2022. Findings released October 2022 by the Kaiser Family Foundation (KFF). Very detailed report


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