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Muskegon MI Access Health “Three-Share” Plan Innovation

Case study of Muskegon, Michigan’s Three-Share health insurance plan through Access Health. This innovation is where employers and employees each pay 30% and the community pays the remaining 40%. Automobile accidents and organ transplants were not covered, but primary care and prescriptions were. Innovative program 2005; report by EBRI – Employee Benefit Research Institute.

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