NCQA ratings and report card for 2022 on health insurance plans. Compare quality ratings for HMOs and PPO health insurance plans. Aetna, Anthem Blue Cross, Cigna, Humana, Kaiser, United Healthcare – they’re all here, as are many non-profit regional plans. Star ratings and number of enrollees shown for accredited commercial, Medicare and Medicaid plans. Eight private commercial plans received the highest possible 5-point star rating: two Capital District Physicians’ plans (NY), Kaiser Foundation Mid-Atlantic States, two Tufts plans (Tufts Associated HMO and Tufts Benefit Administrators), and three UPMC health plans (PA). Eighty-nine (89) plans (commercial, Medicare and Medicaid) received ratings of 4.5 stars. NCQA (National Committee for Quality Assurance) is a private nonprofit organization that sets standards for quality of care and service that health plans provide to their members. NCQA Accreditation is a nationally recognized seal of approval. Updated November 2021.
Best health insurance plans for 2021, according to a survey by insure.com. The survey of 15 health plans put Centene on the bottom (scores were not revealed this year). Other lower-scoring plans were Highmark (based in Pittsburgh, an affiliate of Blue Cross Blue Shield), and EmblemHealth. Interestingly, Centene was the highest rated health plan in last year’s survey. This year, Kaiser Permanente and Blue Shield of California were the top two plans. Customer service, claims processing, value for price, website/apps, and those who would recommend and would renew were evaluated. Small survey sample of just 2,200 people, December 2020 by insure.com.
J.D. Power and Associates selected Kaiser Foundation Health Plan and Highmark as their top 2 Medicare Advantage plans for 2021. Cigna HealthSpring came in third; Humana ranked 4th. Other Medicare Advantage plans compared (in order of preference) were Anthem, Aetna, United Healthcare, BlueCross BlueShield of Michigan, and Centene. Medicare Advantage plans were evaluated on six factors (in order of importance): coverage and benefits (29%); provider choice (17%); cost (15%); customer service (14%); information and communication (13%); and billing and payment (12%). Original percentage weightings are shown, and may have changed. Commercial plan ratings are listed by state, for selected states only. Ratings factors were Overall member satisfaction (consumer opinions), Billing and payment, Communication, Costs, Coverage and benefits, Provider choice and Customer service. Announced June 2021.
What are the best Medicare Advantage Health Insurance companies for 2022, according to usnews.com? Medicare Advantage health insurance companies are shown by state if their plans – together, across the state – have achieved an average of 4.5 of 5 stars by Medicare. Rankings use Medicare’s 2022 Star Ratings. Advantage plans combine Part A and Part B. Almost every state has a highly rated company, the exception being Alaska. Announcement made in October 2021 by U.S. News & World Report.
USnews.com lists Best Medicare Part D (drug) health plan rankings for 2022. Five companies had plans that earned on average, 4.5 or 5 stars from Medicare for Part D (drug) coverage. Additionally, these companies’ individual plans had to rate at least 3 stars. All companies were some form of Humana, Anthem Blue Cross Blue Shield Wellmark, Highmark, Avalon or UnitedHealthcare New York drug plan. Uses the CMS Star Ratings.
Find individual health insurance plan options and prices at healthcare.gov. This is the ONLY health insurance site to use if you want (and qualify for) the federal subsidies for affordable health insurance AND your state participates in the federal marketplace exchange. Compare plans on monthly premium prices, deductibles, plan features and star quality ratings. The federal marketplace exchange shows Bronze, Silver, Gold and Platinum metal levels. It first opened for 2014. People who don’t get subsidies can also choose a plan and enroll at healthcare.gov. Open enrollment for everybody (except Medicare) between November 1 and December 15, 2021 for coverage starting Jan. 1, 2022. This year, the federal exchange is open for an additional month (to Jan. 15, 2022) for coverage starting Feb. 1, 2022. Select Preview Now if you just want to scan the plans before you create an account. At minimum, enter your age, or you may get false prices. If you lose coverage during the year, you may also qualify to enroll outside of the Nov.-Dec. open enrollment. Links are provided to your state marketplace if your state has its own health insurance website. Editor’s Pick.