Best Health Insurance Plan Lists: USnews; NCQA; JD Power

Primary Listings

NCQA Health Insurance Plan Ratings and Report Card 2023-2024 Editor's Pick

NCQA ratings and report card for 2023 on health insurance plans. Before you select your plan for 2024, compare quality ratings for HMOs and PPO health insurance plans. Aetna, Anthem Blue Cross, Cigna, Humana, Kaiser, United Healthcare – they’re all here, as are many non-profit regional plans. Star ratings and number of enrollees shown for accredited commercial, Medicare and Medicaid plans. Two private commercial plans received the highest possible 5-point star rating: Independent Health Association (NY) and Kaiser Foundation Health Plan of the Mid-Atlantic States.  Seventy (70) accredited plans (commercial, Medicare and Medicaid) received ratings of 4.5 stars. NCQA (National Committee for Quality Assurance) is a private nonprofit organization that sets standards for quality of care and service that health plans provide to their members. NCQA Accreditation is a nationally recognized seal of approval. Updated October 2023.

Best Health Insurance Plans 2023

Best health insurance plans for 2023, according to an analysis by insure.com. Insure.com named 10 top plans, naming Kaiser Permanente, UnitedHealthcare and Aetna as the top three health plans. Ratings from SliceMR (customer satisfaction), AMBest and NCQA (quality of health plans) were used, in part, to select the top plans. Published by insure.com July 2023.

J.D. Power – 2022 Medicare Advantage and Commercial Plan Ratings – consumer opinions

J.D. Power and Associates selected Kaiser Foundation Health Plan, Humana and Highmark as their top 3 Medicare Advantage plans for 2022. No other rankings were readily available. Consumer Opinion and Satisfaction survey was conducted May to July, 2022. Announced August 2022.

In the commercial market, JD Power reported customer satisfaction with top plans in 22 markets. Those most often mentioned were some type of BlueCross BlueShield plan, Kaiser Foundation Health Plan, or Humana. Geisinger Health Plan and Capital District also rated highly in their markets. Customer satisfaction survey conducted January-April, 2022. Announced June 2022.

usnews.com: Best Medicare Advantage Health Insurance Company 2023 Rankings

What are the best Medicare Advantage Health Insurance companies for 2023, according to usnews.com? Medicare Advantage health insurance companies are shown by state if their plans – together – achieved an average of 4.5 of 5 stars by Medicare. Rankings use Medicare’s 2023 Star Ratings. Advantage plans combine Part A and Part B.  Nearly every state has a highly rated company. Overall Humana rated the highest in 3 of the top 4 best company categories, nationally. Blue Cross Blue Shield was given the Best Company for size of physician network. On a state by state basis, other plans are listed as having the best Medicare Advantage Plans. Monthly premium, annual deductible and maximum out of pocket costs are given. Announcement made in October 2022 by U.S. News & World Report.

usnews.com: Best Medicare Part D (Drug) Health Plans 2023 Rankings

USnews.com lists Best Medicare Part D (drug) health plan rankings for 2023. No companies had plans that earned 4.5 or 5 stars, on average, from Medicare for Part D (drug) coverage. Just 10 Part D plans received 4 stars. The highest rated plans came from Highmark, Horizon Blue Cross Blue Shield of New Jersey, Blue Cross Blue Shield of Michigan, Montana or Wyoming; and Wellmark Blue Cross Blue Shield South Dakota. Uses the CMS Star Ratings.

Other Helpful Listings

Find Health Insurance Plans and Prices on the Marketplace Exchange – healthcare.gov Editor's Pick

Find individual health insurance plan options and prices at healthcare.gov. This is the ONLY health insurance site to use if you want (and qualify for) the federal subsidies for affordable health insurance AND your state participates in the federal marketplace exchange. Compare plans on monthly premium prices, deductibles, plan features and star quality ratings. The federal marketplace exchange shows Bronze, Silver, Gold and Platinum metal levels. It first opened for 2014. People who don’t get subsidies can also choose a plan and enroll at healthcare.gov. Open enrollment for everybody (except Medicare) between November 1 and December 15, 2023 for coverage starting Jan. 1, 2024. This year, the federal exchange is again open for an additional month (to Jan. 15, 2024) for coverage starting Feb. 1, 2024. Select See Health Plans and Prices – Search Now – if you just want to scan the plans before you create an account. At minimum, enter your age, or you may get false prices. If you enter your income, the site will estimate how much lower your monthly premium will be with a “premium tax credit” that the government will pay on your behalf. If you lose coverage during the year, you may also qualify to enroll outside of the Nov.-Dec. open enrollment. Links are provided to your state marketplace if your state has its own health insurance website. Use the filter of “easy pricing” within bronze or silver tiers to compare a handful of plans with identical benefits such as size of deductible. However, some of the other plans in that tier may suit your needs better. Nonetheless, this site is Editor’s Pick.