Find individual health insurance plan options and prices at healthcare.gov. This is the ONLY health insurance site to use if you want (and qualify for) the federal subsidies for affordable health insurance AND your state participates in the federal marketplace exchange. Compare plans on monthly premium prices, deductibles, plan features and star quality ratings. The federal marketplace exchange shows Bronze, Silver, Gold and Platinum metal levels. It first opened for 2014. People who don’t get subsidies can also choose a plan and enroll at healthcare.gov. Open enrollment for everybody (except Medicare) between November 1 and December 15, 2019 for 2020. Select Preview Now if you just want to scan the plans before you create an account. At minimum, enter your age, or you may get false prices. If you lose coverage during the year, you may also qualify to enroll outside of the Nov.-Dec. open enrollment. Links are provided to your state marketplace if your state has its own health insurance website. Editor’s Pick.
Health insurance exchange website helps small businesses and individuals know what health insurance options are available to them. Search by zip code. Can compare 3 companies or plans at once; approximate monthly premiums are shown. No recommendations or rankings. These are private plans that are OUTSIDE of the health insurance exchange marketplace, and do not qualify for advance premium tax credit. This list may help you get an idea of prices before talking with an insurance agent. From HHS at US government
Find health insurance plans and prices in states that use the state-based marketplace exchanges, instead of the federal healthcare.gov marketplace. Here are the links for 12 states and DC. The federal subsidies still apply to these state exchanges: CA, CO, CT, Washington DC, ID, MD, MA, MN, NV, NY, RI, VT and Washington state. The states will show Bronze, Silver, Gold and Platinum metal levels. Compare plans on monthly premium prices, deductibles, plan features and quality ratings. Open enrollment for everybody (except Medicare) between November 1 and December 15, 2019 for 2020. You may have to create an account before you can see the plan options. But each state will vary. If you lose coverage during the year, you may also qualify to enroll outside of the Nov.-Dec. open enrollment.
Web site from US Office of Personnel Management (OPM) helps federal employees and others compare the benefits, member satisfaction, and employee costs of up to 4 health insurance plans at one time. Search by zip code; choose local plans and/or national plans. Convenient and current for 2019. The amount that taxpayers and government institutions pay toward the total health care premiums is no longer readily available
The Medicare Personal Plan Finder site at medicare.gov helps you locate supplemental health insurance plans, find out their prices (premiums), and link to a page to check Medicare Eligibility. Generally, one has to be age 65 or disabled to qualify for Medicare. Early retirement at age 62 does NOT by itself allow someone to receive Medicare benefits
Find health insurance plans and rates for small businesses in Florida. The FL Office of Insurance Regulation provides small businesses (including one-employee companies) the ability to examine different health insurance options CHOICES through this site. Small Group rate comparison tool is a resource for consumers (employers) interested in viewing annual premium rates for the various small employer major medical health insurance plans. Requires knowing each employee’s age and other information.
CMS announced the standard Medicare Part B monthly premium will be $144.60 (up $9.10) in 2020 for most recipients ($1,735 per year), with a $198 deductible (up $13). Both the premiums and deductible are up about 7%. High income seniors will pay between $202.40 and $491.60 per month. CMS says about 7% of Medicare beneficiaries pay the high-income premiums for Part B. Medicare Part B covers physician services, outpatient hospital services, certain home health services, durable medical equipment, and other items. The Medicare Part A hospital insurance deductible will rise $44 (about 3%) to $1,408. Released Nov. 8, 2019.